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	<title>MDWholesale Automotive Blog &#187; car insurance</title>
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	<description>An informative look at the automotive world that you won&#039;t want to pass up!</description>
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		<title>6 great money saving car insurance tips</title>
		<link>http://blog.mdwholesale.com/6-great-money-saving-car-insurance-tips/</link>
		<comments>http://blog.mdwholesale.com/6-great-money-saving-car-insurance-tips/#comments</comments>
		<pubDate>Wed, 29 Jun 2011 05:17:35 +0000</pubDate>
		<dc:creator>FordGuy</dc:creator>
				<category><![CDATA[automotive]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[educational]]></category>
		<category><![CDATA[how to]]></category>
		<category><![CDATA[interesting]]></category>
		<category><![CDATA[Save money]]></category>
		<category><![CDATA[car insurance premiums]]></category>
		<category><![CDATA[insurance premiums]]></category>
		<category><![CDATA[money saving tips]]></category>

		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=911</guid>
		<description><![CDATA[We all need car insurance &#8211; it&#8217;s mandatory in every state to have it if you drive a car. If you let your car insurance lapse you can get fined and possibly even put in jail (depending upon your state&#8217;s laws). So we have to have it, but that doesn&#8217;t mean that you can&#8217;t save big on your car insurance premiums. Here are 6 things that you need to know to save big money on your car insurance. 1. This one is obvious &#8211; don&#8217;t drive a fast sports car. The bigger the engine and the faster the car goes the higher the insurance premiums will go. in many cases this can even be exponential as the car insurance premiums for certain cars like a Ford Mustang GT convertible or V8 Chevy Camaro can be really high. By driving a car with a smaller engine (for example a V6 instead of a V8) you can lower your monthly premiums by $20 or more. 2. Do not drive a car that is listed as a high theft vehicle. Vehicles that have high theft ratios have significantly high insurance premiums. What is a high theft vehicle? Honda Accords, Civics, Nissan Maximas, etc&#8230; [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What GAP insurance is, why you need it and how to save big money on it!</title>
		<link>http://blog.mdwholesale.com/what-gap-insurance-is-why-you-need-it-and-how-to-save-big-money-on-it/</link>
		<comments>http://blog.mdwholesale.com/what-gap-insurance-is-why-you-need-it-and-how-to-save-big-money-on-it/#comments</comments>
		<pubDate>Sat, 09 Oct 2010 16:38:05 +0000</pubDate>
		<dc:creator>TommyFromPA</dc:creator>
				<category><![CDATA[car insurance]]></category>
		<category><![CDATA[car sales]]></category>
		<category><![CDATA[educational]]></category>
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		<category><![CDATA[purchasing a new vehicle]]></category>
		<category><![CDATA[reviews]]></category>
		<category><![CDATA[Save money]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car dealer]]></category>
		<category><![CDATA[car dealership]]></category>
		<category><![CDATA[car GAP insurance]]></category>
		<category><![CDATA[DIY]]></category>
		<category><![CDATA[GAP insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[new car]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=439</guid>
		<description><![CDATA[Generally speaking, GAP insurance covers the difference between what you owe on your vehicle and what it&#8217;s worth if it were to become totaled in a car accident. Now hopefully nobody has a car accident, but unfortunately there&#8217;s a car accident, according to the Department of Transportation and highway safety, every 3 seconds in the United States of America. So there is a clear need for GAP insurance. Being that there is an accident every 3 seconds and add to that the fact that 99% of vehicles on the road today are financed for close to the full amount of the retail price that just goes to show how important GAP coverage is. Now what car dealers won&#8217;t tell you is the reality behind GAP insurance. The reality is that car insurance companies will only cover the wholesale price of your vehicle. Car dealers want to sell you your car for as much money as possible &#8211; they are very greedy. So they will never sell you the car at close to wholesale value. The difference here is thousands of dollars and that&#8217;s why you need Insurance. You are basically covering the amount that you owe that was pure profit [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/what-gap-insurance-is-why-you-need-it-and-how-to-save-big-money-on-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Car Insurance &#8211; thinking of driving without auto insurance? Don&#8217;t!</title>
		<link>http://blog.mdwholesale.com/car-insurance-thinking-of-driving-without-auto-insurance-dont/</link>
		<comments>http://blog.mdwholesale.com/car-insurance-thinking-of-driving-without-auto-insurance-dont/#comments</comments>
		<pubDate>Sat, 25 Sep 2010 05:49:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[car insurance]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[common sense]]></category>
		<category><![CDATA[educational]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[interesting]]></category>
		<category><![CDATA[truck]]></category>

		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=180</guid>
		<description><![CDATA[If you&#8217;re thinking that most people out there driving a car or truck in America are insurered then you are very wrong. It said that 3 out of 10 people driving in America do not have any car insurance whatsoever. Now this varies from state to state as some states are closer to the US &#8211; Mexico border in these states tend to have the highest percentage of drivers without any car insurance. Now what does this mean to you if you have car insurance? What it means that if you get hit by one of these illegal immigrants or anyone else that does not have car insurance that you most likely end up footing the bill for the accident unless you have uninsured and under insured auto insurance coverage. But even if you do have this extra coverage you will get hit with higher rates just like anyone else does that makes a claim and uses their car insurance. Generally speaking, most car insurance companies will pass the expense of a claim rate back to you in the way of higher premiums. And this quickly adds up through the years. And it takes several years for that to fall [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Car insurance, fines, penalties and what happens if you and your car are not covered properly and how to save big money on your car insurance!</title>
		<link>http://blog.mdwholesale.com/car-insurance-fines-penalties-and-what-happens-if-you-and-your-car-are-not-covered-properly-and-how-to-save-big-money-on-your-car-insurance/</link>
		<comments>http://blog.mdwholesale.com/car-insurance-fines-penalties-and-what-happens-if-you-and-your-car-are-not-covered-properly-and-how-to-save-big-money-on-your-car-insurance/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 19:13:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[car insurance]]></category>
		<category><![CDATA[car sales]]></category>
		<category><![CDATA[purchasing a new vehicle]]></category>
		<category><![CDATA[Save money]]></category>
		<category><![CDATA[DIY]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=122</guid>
		<description><![CDATA[Unlike health insurance, car insurance is really not that expensive.  Now that&#8217;s depending upon who you ask.  The reason for this is car insurance is cheap for people that own their cars outright and don&#8217;t carry collision insurance coverage.  Then there&#8217;s the other group of people whom have to drive brand-new cars all the time and you pay through the nose for the mandatory collision coverage required by the lending company or bank that they have obtained their loan through.  The difference between having collision coverage and not having collision coverage on the same vehicle can easily be a difference of $1500-$2500 or more.  It all depends upon the state do you live in an obviously some states like New Jersey and Texas are far more expensive than other states like Alaska and California.  In any case, the decision to buy a new or used vehicle is entirely yours unless of course you have bad credit and that reduces the amount of decisions you can make here.  What were talking about here is whether you have appropriate coverage for your car or not.  If you do not have collision coverage obviously what that means is that if your car is wrecked [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/car-insurance-fines-penalties-and-what-happens-if-you-and-your-car-are-not-covered-properly-and-how-to-save-big-money-on-your-car-insurance/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>How to get the lowest car insurance rates and save big money starting today!</title>
		<link>http://blog.mdwholesale.com/how-to-get-the-lowest-car-insurance-rates-and-save-big-money-starting-today/</link>
		<comments>http://blog.mdwholesale.com/how-to-get-the-lowest-car-insurance-rates-and-save-big-money-starting-today/#comments</comments>
		<pubDate>Tue, 18 May 2010 17:49:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[car insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car]]></category>
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		<category><![CDATA[Geico Insurance]]></category>
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		<category><![CDATA[new car]]></category>
		<category><![CDATA[Progressive Insurance]]></category>
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		<category><![CDATA[used car]]></category>

		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=99</guid>
		<description><![CDATA[The recession has hit most of us quite hard.  If you are like most Americans you probably drive a newer car and have a loan on it that requires higher levels of insurance and collision coverage.  Now the funny thing is when you buy a newer car or brand-new car at the car dealer they somehow tend to forget to tell you that your payments on the car aren&#8217;t the actual total of you&#8217;re monthly payments.  You also have to pay for your car insurance which obviously is to be much higher on a newer car than a older, used car.   Sometimes, actually most of the time, by buying a new car your car insurance can actually double or even quadruple.  This is why books like the automatic millionaire and other common sense how to get out of debt books tell you that you should drive an older vehicle.  The reason here is simple because the older vehicle, especially if it&#8217;s paid for, requires less insurance coverage or you can even drop the collision if it&#8217;s completely paid for.   Now you might say why on earth would you drop collision coverage and what if someone hits me.  Who is going to pay to fix [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/how-to-get-the-lowest-car-insurance-rates-and-save-big-money-starting-today/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>Auto insurance quotes &#8211; How to get a reliable insurance quote and why</title>
		<link>http://blog.mdwholesale.com/auto-insurance-quotes-how-to-get-a-reliable-insurance-quote-and-why/</link>
		<comments>http://blog.mdwholesale.com/auto-insurance-quotes-how-to-get-a-reliable-insurance-quote-and-why/#comments</comments>
		<pubDate>Fri, 16 Apr 2010 15:40:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[car insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=51</guid>
		<description><![CDATA[Most of us have gone online to look at and compare prices for everything from life insurance and credit cards to auto insurance.  But the problem that we run into a lot of times with auto insurance is that they want our contact information including our e-mail and home phone number so they can contact us and give us a personal quote.  Most of us don&#8217;t want to be contacted by each and every single auto insurer.  So how do we get around this and is getting around this a good idea? Well recently in the last year or so a lot of auto insurers have found that there&#8217;s been a lot of people that quickly leave their websites in search of one where they don&#8217;t have to enter personal information to obtain an auto insurance quote.  This may not only cost them customers in the short run but it could also cost him lots of potential customers in the long run as Google and the other search engines determine your search engine placement for various search terms based on stickiness of your website.  So if a lot of people quickly leave your website because you&#8217;re trying to get personal information from that connection hurt [...]]]></description>
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		<slash:comments>11</slash:comments>
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