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	<title>MDWholesale Automotive Blog &#187; new car</title>
	<atom:link href="http://blog.mdwholesale.com/tag/new-car/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.mdwholesale.com</link>
	<description>An informative look at the automotive world that you won&#039;t want to pass up!</description>
	<lastBuildDate>Fri, 30 Dec 2011 23:36:42 +0000</lastBuildDate>
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		<title>Auto Sales 101 &#8211; is it better to buy a new car or a used car or truck?</title>
		<link>http://blog.mdwholesale.com/auto-sales-101-is-it-better-to-buy-a-new-car-or-a-used-car-or-truck/</link>
		<comments>http://blog.mdwholesale.com/auto-sales-101-is-it-better-to-buy-a-new-car-or-a-used-car-or-truck/#comments</comments>
		<pubDate>Sat, 02 Jul 2011 15:46:41 +0000</pubDate>
		<dc:creator>cargeisha</dc:creator>
				<category><![CDATA[automotive]]></category>
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		<category><![CDATA[bogus fees]]></category>
		<category><![CDATA[car]]></category>
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		<category><![CDATA[new car]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=934</guid>
		<description><![CDATA[I was in the market just a month ago to replace one of my families vehicles and let me tell you &#8211; there are more choices now then ever. Crossovers, SUV&#8217;s, hybrids, etc&#8230; But what it all boils down to is what price range you need to be at and whether or not you will be obtaining a loan with a down payment and monthly payments. Generally speaking most people (95% according to the US Banking Assoc.) will be buying their next vehicle with a loan. New cars will definitely have lower interest rates. The range of the interest rates that you will be offered very greatly depending upon your credit. If you have great credit (a FICO score of 720 or greater) then you&#8217;ll have no problem getting the best rates out there. There are even cut rates or zero percent incentive rates from the manufacturer for those with great credit. For those with average credit scores (usually 600 &#8211; 710 or so) you will still get a good rate but on a new car you might have to take the incentive money instead of the buy down or zero percent rate. Don&#8217;t feel bad if you are in [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/auto-sales-101-is-it-better-to-buy-a-new-car-or-a-used-car-or-truck/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Car Tax and how the rich save big money by lowering the car tax owed or avoiding it all together!</title>
		<link>http://blog.mdwholesale.com/car-tax-and-how-the-rich-save-big-money-by-lowering-the-car-tax-owed-or-avoiding-it-all-together/</link>
		<comments>http://blog.mdwholesale.com/car-tax-and-how-the-rich-save-big-money-by-lowering-the-car-tax-owed-or-avoiding-it-all-together/#comments</comments>
		<pubDate>Sun, 24 Oct 2010 17:25:38 +0000</pubDate>
		<dc:creator>AvoidingTheTaxMan</dc:creator>
				<category><![CDATA[car sales]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=490</guid>
		<description><![CDATA[Car tax takes up a significant part of the total amount you pay for a new or used vehicle.  In some states like New York it&#8217;s a lump sum that you pay upon purchasing the new vehicle and it&#8217;s quite large (especially being that in New York the car tax is between 9 and 10%).  In other states like North Carolina you have a set 3% initial car tax and then this is followed by a yearly tax percentage which can be as high as $200 &#8211; $300 depending on the value of the vehicle in question. So you can quickly see, regardless of what state you live in, one way or another the state car tax is going to make up a significant portion of the price you are paying for your new or used vehicle.  And in some states this goes on year after year after year &#8211; like here in North Carolina.  So how can one save big on their state car tax? First, learn from the rich.  As we all know the rich have tax attorneys and CPAs that work for them whose sole job is to make sure that they pay as little tax as possible.  What is [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/car-tax-and-how-the-rich-save-big-money-by-lowering-the-car-tax-owed-or-avoiding-it-all-together/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>What GAP insurance is, why you need it and how to save big money on it!</title>
		<link>http://blog.mdwholesale.com/what-gap-insurance-is-why-you-need-it-and-how-to-save-big-money-on-it/</link>
		<comments>http://blog.mdwholesale.com/what-gap-insurance-is-why-you-need-it-and-how-to-save-big-money-on-it/#comments</comments>
		<pubDate>Sat, 09 Oct 2010 16:38:05 +0000</pubDate>
		<dc:creator>TommyFromPA</dc:creator>
				<category><![CDATA[car insurance]]></category>
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		<category><![CDATA[car GAP insurance]]></category>
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		<category><![CDATA[GAP insurance]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=439</guid>
		<description><![CDATA[Generally speaking, GAP insurance covers the difference between what you owe on your vehicle and what it&#8217;s worth if it were to become totaled in a car accident. Now hopefully nobody has a car accident, but unfortunately there&#8217;s a car accident, according to the Department of Transportation and highway safety, every 3 seconds in the United States of America. So there is a clear need for GAP insurance. Being that there is an accident every 3 seconds and add to that the fact that 99% of vehicles on the road today are financed for close to the full amount of the retail price that just goes to show how important GAP coverage is. Now what car dealers won&#8217;t tell you is the reality behind GAP insurance. The reality is that car insurance companies will only cover the wholesale price of your vehicle. Car dealers want to sell you your car for as much money as possible &#8211; they are very greedy. So they will never sell you the car at close to wholesale value. The difference here is thousands of dollars and that&#8217;s why you need Insurance. You are basically covering the amount that you owe that was pure profit [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/what-gap-insurance-is-why-you-need-it-and-how-to-save-big-money-on-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Used car trade in value &#8211; how to get the most for your car or truck!</title>
		<link>http://blog.mdwholesale.com/used-car-trade-in-value-how-to-get-the-most-for-your-car-or-truck/</link>
		<comments>http://blog.mdwholesale.com/used-car-trade-in-value-how-to-get-the-most-for-your-car-or-truck/#comments</comments>
		<pubDate>Wed, 06 Oct 2010 04:32:21 +0000</pubDate>
		<dc:creator>VestalNYCarGuy</dc:creator>
				<category><![CDATA[car sales]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=417</guid>
		<description><![CDATA[Been thinking about getting a new car or truck? Thinking of trading in your vehicle on a new one? If you&#8217;re going to have a trade-in then you absolutely need to read the rest this article so that you know how to maximize the value of your trade-in! Too many people today don&#8217;t take the time to do what I&#8217;m about to tell you to get the most money for their trade-in and then they get far less for their trade in. First let me tell you will but about myself. I worked for many years at Feduke Ford in Vestal New York as a car salesperson. So I know a good bit about trade-in values and what gives some customers a higher value and others much lower values. If you&#8217;re like me you weren&#8217;t born rich and don&#8217;t have money to throw around. So you need to maximize the money that you&#8217;re going to get for your trade-in. First things first. The most obvious thing you need to do is clean out your car. You wouldn&#8217;t believe how many trade-ins I&#8217;ve seen that are filthy pig styes. This should be obvious to you. If your car looks like crap [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/used-car-trade-in-value-how-to-get-the-most-for-your-car-or-truck/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>What is an MSRP addendum sticker and how can a car dealer use it to scam you?</title>
		<link>http://blog.mdwholesale.com/what-is-an-msrp-addendum-sticker-and-how-can-a-car-dealer-use-it-to-scam-you/</link>
		<comments>http://blog.mdwholesale.com/what-is-an-msrp-addendum-sticker-and-how-can-a-car-dealer-use-it-to-scam-you/#comments</comments>
		<pubDate>Mon, 04 Oct 2010 05:56:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[car sales]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=404</guid>
		<description><![CDATA[Have you ever been to a car dealership and seeing a little blue and white sticker next to the MSRP sticker? This is what is called an addendum sticker and you will notice that the price on the MSRP becomes higher on this blue sticker. With an addendum sticker the car dealer can alter the price of the vehicle and make it much higher by either adding optional equipment or in some cases just raising the price for the hell of it. Literally I&#8217;ve seen car dealers and their sales managers that degree and with hot selling cars like the Honda S2000 when it first came out or the Honda Odyssey van when it was so hot you had to be on a 6 month long waiting list. They love the stick on these little addendum stickers and take the MSRP and crank it up. Sometimes they add optional equipment like spoilers or paint protection programs, expensive car wax treatments, etc&#8230; All of these items are heavily marked up. The actual price of that spoiler painted and installed is around $250. But of course on the addendum sticker they will add $1000 or so to the price. The actual price [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/what-is-an-msrp-addendum-sticker-and-how-can-a-car-dealer-use-it-to-scam-you/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>Car dealership scams and other tricks car dealers and their managers use to make bigger profits from you!</title>
		<link>http://blog.mdwholesale.com/car-dealership-scams-and-other-tricks-car-dealers-and-their-managers-use-to-make-bigger-profits-from-you/</link>
		<comments>http://blog.mdwholesale.com/car-dealership-scams-and-other-tricks-car-dealers-and-their-managers-use-to-make-bigger-profits-from-you/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 05:33:04 +0000</pubDate>
		<dc:creator>Todd</dc:creator>
				<category><![CDATA[car sales]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=328</guid>
		<description><![CDATA[I&#8217;m not new to car sales and car dealerships and the sometimes shady tactics they employ to extract as much profit as they can from each customer. It&#8217;s kind of like they take each and every customer and try and drain as much money from them as possible. Car dealers and their employees don&#8217;t care whether you&#8217;re a long-term and repeat customer or someone they just walked in the door for the first time &#8211; make no mistake, they are out to extract every penny possible from each and every single customer. Well, being that I have years of experience in working with car dealerships all sorts of different levels from a salesperson on up to the general manager I am usually borrowed by friends and family to go with him when they buy a car to help get them a better price on that new car. It amazes me how even when they are made aware of the fact that I was a general manager of a large volume car dealership for years that they still try and pull the wool over me. It&#8217;s just unbelievable from lying about interest rates &#8211; yes, sadly every single car dealership out [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/car-dealership-scams-and-other-tricks-car-dealers-and-their-managers-use-to-make-bigger-profits-from-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Car insurance, fines, penalties and what happens if you and your car are not covered properly and how to save big money on your car insurance!</title>
		<link>http://blog.mdwholesale.com/car-insurance-fines-penalties-and-what-happens-if-you-and-your-car-are-not-covered-properly-and-how-to-save-big-money-on-your-car-insurance/</link>
		<comments>http://blog.mdwholesale.com/car-insurance-fines-penalties-and-what-happens-if-you-and-your-car-are-not-covered-properly-and-how-to-save-big-money-on-your-car-insurance/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 19:13:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[car insurance]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=122</guid>
		<description><![CDATA[Unlike health insurance, car insurance is really not that expensive.  Now that&#8217;s depending upon who you ask.  The reason for this is car insurance is cheap for people that own their cars outright and don&#8217;t carry collision insurance coverage.  Then there&#8217;s the other group of people whom have to drive brand-new cars all the time and you pay through the nose for the mandatory collision coverage required by the lending company or bank that they have obtained their loan through.  The difference between having collision coverage and not having collision coverage on the same vehicle can easily be a difference of $1500-$2500 or more.  It all depends upon the state do you live in an obviously some states like New Jersey and Texas are far more expensive than other states like Alaska and California.  In any case, the decision to buy a new or used vehicle is entirely yours unless of course you have bad credit and that reduces the amount of decisions you can make here.  What were talking about here is whether you have appropriate coverage for your car or not.  If you do not have collision coverage obviously what that means is that if your car is wrecked [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/car-insurance-fines-penalties-and-what-happens-if-you-and-your-car-are-not-covered-properly-and-how-to-save-big-money-on-your-car-insurance/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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		<title>How to find the best deals on buying your next car or truck!</title>
		<link>http://blog.mdwholesale.com/how-to-find-the-best-deals-on-buying-your-next-car-or-truck/</link>
		<comments>http://blog.mdwholesale.com/how-to-find-the-best-deals-on-buying-your-next-car-or-truck/#comments</comments>
		<pubDate>Tue, 25 May 2010 04:11:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[car sales]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=107</guid>
		<description><![CDATA[Are you in the market for a new car or truck?  Are you thinking of replacing one of your vehicles with either a new or used vehicle?  Well there are some things that you need to know if you want to save some money and not make the dealer rich.  There is a reason why car dealers are all millionaires &#8211; they know how to get as much profit and as much money out of your pocket as possible. Car dealers don&#8217;t just sell you a vehicle &#8211; that was the way it was back in the 60s and 70s.  Nowadays they sell you the vehicle, the financing to go with the vehicle (which most of the time makes them more money than selling the vehicle in the first place), extended warranties (which they always double the price on), and numerous other gizmos and things you&#8217;ve never heard of before to help supposedly protect your car that you&#8217;ve purchased. Are any of these things were what you would pay for it the dealer had his way and you paid top dollar &#8211; absolutely not.  Some of the things dealers have sold in the past and that still continue to sell today are actually borderline [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/how-to-find-the-best-deals-on-buying-your-next-car-or-truck/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>How to get the lowest car insurance rates and save big money starting today!</title>
		<link>http://blog.mdwholesale.com/how-to-get-the-lowest-car-insurance-rates-and-save-big-money-starting-today/</link>
		<comments>http://blog.mdwholesale.com/how-to-get-the-lowest-car-insurance-rates-and-save-big-money-starting-today/#comments</comments>
		<pubDate>Tue, 18 May 2010 17:49:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[car insurance]]></category>
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		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=99</guid>
		<description><![CDATA[The recession has hit most of us quite hard.  If you are like most Americans you probably drive a newer car and have a loan on it that requires higher levels of insurance and collision coverage.  Now the funny thing is when you buy a newer car or brand-new car at the car dealer they somehow tend to forget to tell you that your payments on the car aren&#8217;t the actual total of you&#8217;re monthly payments.  You also have to pay for your car insurance which obviously is to be much higher on a newer car than a older, used car.   Sometimes, actually most of the time, by buying a new car your car insurance can actually double or even quadruple.  This is why books like the automatic millionaire and other common sense how to get out of debt books tell you that you should drive an older vehicle.  The reason here is simple because the older vehicle, especially if it&#8217;s paid for, requires less insurance coverage or you can even drop the collision if it&#8217;s completely paid for.   Now you might say why on earth would you drop collision coverage and what if someone hits me.  Who is going to pay to fix [...]]]></description>
		<wfw:commentRss>http://blog.mdwholesale.com/how-to-get-the-lowest-car-insurance-rates-and-save-big-money-starting-today/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>Auto insurance quotes &#8211; How to get a reliable insurance quote and why</title>
		<link>http://blog.mdwholesale.com/auto-insurance-quotes-how-to-get-a-reliable-insurance-quote-and-why/</link>
		<comments>http://blog.mdwholesale.com/auto-insurance-quotes-how-to-get-a-reliable-insurance-quote-and-why/#comments</comments>
		<pubDate>Fri, 16 Apr 2010 15:40:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[car insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[car dealer]]></category>
		<category><![CDATA[car sales]]></category>
		<category><![CDATA[DIY]]></category>
		<category><![CDATA[how to]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[new car]]></category>
		<category><![CDATA[Save money]]></category>
		<category><![CDATA[used car]]></category>

		<guid isPermaLink="false">http://blog.mdwholesale.com/?p=51</guid>
		<description><![CDATA[Most of us have gone online to look at and compare prices for everything from life insurance and credit cards to auto insurance.  But the problem that we run into a lot of times with auto insurance is that they want our contact information including our e-mail and home phone number so they can contact us and give us a personal quote.  Most of us don&#8217;t want to be contacted by each and every single auto insurer.  So how do we get around this and is getting around this a good idea? Well recently in the last year or so a lot of auto insurers have found that there&#8217;s been a lot of people that quickly leave their websites in search of one where they don&#8217;t have to enter personal information to obtain an auto insurance quote.  This may not only cost them customers in the short run but it could also cost him lots of potential customers in the long run as Google and the other search engines determine your search engine placement for various search terms based on stickiness of your website.  So if a lot of people quickly leave your website because you&#8217;re trying to get personal information from that connection hurt [...]]]></description>
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